Real security isn't sold - it's built. As one of the best insurance service providing companies, ND LifeGuardianz brings you Health Insurance, Life Insurance, Mutual Funds, and Financial Planning Services, backed by 7+ years of honest, expert advice. From protecting your family's health to growing your wealth for tomorrow, we make it simple, transparent, and truly yours.
Mutual Funds are professionally managed investment vehicles that pool money from multiple investors to invest in a diversified portfolio of assets such as stocks, bonds, money market instruments, and other securities. They offer an accessible, transparent, and efficient way for both new and seasoned investors to grow their wealth over time. Whether your financial goal is long-term wealth creation, regular income, capital preservation, or tax savings, there's a mutual fund category that fits your needs—ranging from equity funds to debt funds, hybrid funds, and ELSS (Equity Linked Saving Schemes).
✅ Diversification – Spread risk across various assets and sectors, minimizing the impact of a single poor performer
✅ Professional Management – Expert fund managers handle portfolio allocation, research, and monitoring
✅ Affordability – Start investing with as low as ₹500 through SIP (Systematic Investment Plan)
✅ Flexibility – Choose from growth, dividend, or income plans based on your financial goals
✅ Liquidity – Open-ended mutual funds allow easy redemption at NAV (Net Asset Value)
✅ Transparency – Regular updates on portfolio, performance reports, and audited disclosures
✅ Tax Efficiency – Special schemes like ELSS offer tax deductions under Section 80C
ELSS Funds (Equity Linked Saving Schemes):
Eligible for tax deduction up to ₹1.5 lakh under Section 80C of the Income Tax Act
3-year lock-in period, lowest among other tax-saving instruments
Gains up to ₹1 lakh annually are tax-exempt under Section 10(38); above that taxed at 10%
Other Funds (non-ELSS):
Tax treatment depends on the holding period and fund type (equity vs debt)
Equity: STCG taxed at 15%; LTCG at 10% (after ₹1L exemption)
Debt: STCG as per slab; LTCG at 20% with indexation
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Get quick answers to common questions.
It covers standard expenses, protection against unforeseen losses, and financial liabilities associated with mutual fund.
Any individual or business looking to mitigate risks, secure their assets, or ensure financial continuity against unexpected events.
Depending on local regulations and contracts, some forms might be mandatory (e.g. third-party motor coverage), while others are highly recommended for comprehensive protection.
Yes, you can add various add-ons, riders, and custom limits to customize the coverage according to your specific requirements.
Claims can be settled easily by submitting the required documentation and proof of loss through our streamlined digital claim settlement process.
It depends on your specific assets, liabilities, risk exposure, and financial goals. Our advisors can help you calculate the optimum sum assured.