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Bike Insurance – Essential Protection for Your Two-Wheeler Bike Insurance is a type of general insurance that offers financial protection to motorcycle and scooter owners against unforeseen events such as accidents, theft, natural disasters, fire, or third-party liabilities. It ensures that any damage to your bike or liability arising from injuries or damage to others is covered, helping you avoid financial stress. Whether you own a standard bike, a premium sports bike, or a scooter, having valid two-wheeler insurance is not just a smart financial decision—it’s also legally mandatory in India under the Motor Vehicles Act.
✅ Covers Own Damage – Protection against loss or damage due to accidents, fire, theft, floods, etc.
✅ Third-Party Cover – Legal liability coverage for injury, death, or property damage to a third party
✅ Personal Accident Cover – Coverage for injuries or death of the owner/driver
✅ Add-on Benefits – Zero depreciation, roadside assistance, engine protection, and more
✅ Cashless Repairs – Network of garages for hassle-free repairs without upfront payment
✅ No Claim Bonus (NCB) – Discount on premium for claim-free years
✅ Instant Policy Issuance – Buy or renew online in minutes
Third-Party Insurance (Mandatory)
Covers legal liabilities to third parties only
Comprehensive Insurance
Covers both third-party and own damage
Standalone Own Damage Insurance
For those who already have a third-party policy but want to cover their own bike too
All two-wheeler owners (as it is legally required)
People using bikes for daily commute or long rides
Owners of new or high-value bikes who want to protect their investment
Get protected in just a few simple steps.
Tell us about your requirements
We suggest the most suitable coverage
Complete the process online with guidance
Focus on your goals, we handle the risks
Get quick answers to common questions.
It covers standard expenses, protection against unforeseen losses, and financial liabilities associated with bike insurance.
Any individual or business looking to mitigate risks, secure their assets, or ensure financial continuity against unexpected events.
Depending on local regulations and contracts, some forms might be mandatory (e.g. third-party motor coverage), while others are highly recommended for comprehensive protection.
Yes, you can add various add-ons, riders, and custom limits to customize the coverage according to your specific requirements.
Claims can be settled easily by submitting the required documentation and proof of loss through our streamlined digital claim settlement process.
It depends on your specific assets, liabilities, risk exposure, and financial goals. Our advisors can help you calculate the optimum sum assured.