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STOCK MARKET – Wealth Creation with Life Protection & Tax Benefits STOCK MARKET Insurance Plans are specially designed financial instruments that blend life insurance coverage with market-linked investment opportunities, providing the dual benefit of financial protection and long-term wealth creation. These plans are ideal for individuals who want to tap into the potential of the stock market while ensuring the safety of their loved ones through a life cover. By investing a portion of your premium into equity-based mutual funds or stock market instruments, and allocating the remaining amount for life insurance, this product enables you to build capital through stock market growth while enjoying peace of mind with a secure financial shield.
✅ Dual Advantage – Get market-driven investment growth + life insurance cover
✅ Tax Savings – Enjoy deductions under Section 80C and tax-free maturity under Section 10(10D) (conditions apply)
✅ High Return Potential – Exposure to equity markets offers greater returns over the long term
✅ Flexible Fund Options – Choose between large-cap, mid-cap, multi-cap, or sectoral funds based on your risk appetite
✅ Protection Against Volatility – Insurance component acts as a financial buffer even during market downturns
✅ Goal-Based Planning – Perfect for building wealth for future milestones like home purchase, higher education, retirement, etc.
✅ Online Access & Transparency – Easily monitor your portfolio and make informed fund switches
Provides wealth appreciation through stock investments
Offers financial security in case of an untimely demise
Suitable for young investors, salaried professionals, and entrepreneurs aiming for tax-efficient market participation
Helps cultivate a disciplined investment habit through monthly or quarterly premiums
Gives you control and flexibility to switch between fund options based on market conditions
Suppose you invest ₹8,000/month in a stock market-linked insurance plan for 15 years. Depending on market performance, your fund could grow significantly, creating a corpus of ₹20–30 lakhs or more. Meanwhile, your family remains protected with a life insurance cover of ₹10–15 lakhs, and you also enjoy tax deductions on premiums every year under Section 80C.
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Get quick answers to common questions.
It covers standard expenses, protection against unforeseen losses, and financial liabilities associated with stock market.
Any individual or business looking to mitigate risks, secure their assets, or ensure financial continuity against unexpected events.
Depending on local regulations and contracts, some forms might be mandatory (e.g. third-party motor coverage), while others are highly recommended for comprehensive protection.
Yes, you can add various add-ons, riders, and custom limits to customize the coverage according to your specific requirements.
Claims can be settled easily by submitting the required documentation and proof of loss through our streamlined digital claim settlement process.
It depends on your specific assets, liabilities, risk exposure, and financial goals. Our advisors can help you calculate the optimum sum assured.